Transportation & Money Transfer

Ogloba builds the prepaid and payment infrastructure that links public-transport ticketing and money-transfer flows into a single, operator-grade platform. The same engine that powers gift card and eTop-up programs is interfaced with transit fare systems and money-transfer corridors, so banks, transport authorities, and retail networks can serve riders and remitters from one back office. The reference deployment is the Dubai Metro, where Ogloba interfaced the payment platform for Dubai's RTA as a smart-card transit ticketing and NFC ePurse system.

The why is operational reach. Transit and remittance both demand high transaction throughput, tight compliance, and a fast point-of-sale experience across many touchpoints. Ogloba's Tap & Go ticketing kernel is a tap-and-ride middleware that bridges payment cards and transit fare systems, while the Money Transfer platform keeps a favorable POS experience while mitigating fraud. Both run multi-country, support multiple card types, and expose open APIs so you can connect existing banking partners rather than rip and replace.

The how is a layered architecture. A tap-and-go middleware kernel sits between payment cards and fare collection, handling four different transit cards and online top-ups in the Dubai deployment. Money Transfer Fast-Track adds customer-identification flows for both registered and non-registered customers, with KYC tuned to regional rules and results communicated to major money-transfer companies. Compliance, sanctions screening, velocity limits, and fraud rules run on every transaction, and reconciliation and settlement are managed centrally.

For B2B teams, the payoff is a prepaid backbone that scales across transit and remittance without standing up separate stacks. Open APIs, POS integration, multi-country support, and a unified back office let transport authorities, financial institutions, and retailers launch contactless ticketing and compliant money transfer on infrastructure that is already proven in production.